High rental demand in major UK cities
We focus on locations with strong employment bases, regeneration investment and limited housing supply - factors that support long-term rental demand.

Early pricing and capital growth potential
Purchasing at today’s price for a future-dated asset can allow investors to benefit from market appreciation during construction.

Priority access to the strongest units
Early buyers are able to secure units with superior layouts, views and amenities, all of which supports rental demand and resale value.

Flexible payment structures
Staged payments reduce initial capital requirements and support cash-flow planning.

Modern, efficient housing
New-build properties benefit from higher energy efficiency standards, lower running costs and long-term warranties.

Income is not immediate
Returns are realised on completion rather than immediately, making off-plan investing more suited to medium-to-long-term strategies.

Developer stability
There is a risk that a developer may face financial or operational challenges during construction. We mitigate this by working exclusively with established, tier 1 developers with proven delivery records.

Construction delays
Completion dates are indicative and may shift. We maintain close communication with developers and keep clients informed throughout.

Market fluctuations
Property values can fluctuate during the build period. Our focus on supply-constrained locations with strong demand helps reduce this risk.

Specification or design changes
Minor variations can occur as projects evolve. We monitor developments closely and work with developers to ensure outcomes remain aligned with expectations.

Buying off-plan remains a good way to grow your income. With strong rental growth and limited housing supply, investors are still securing excellent returns with off-plan purchases.

Typically 10–20%, depending on the development.

Yes. Most lenders offer off-plan mortgages closer to completion. We can help you secure this, especially if you require specialist financing.

In many developments, yes - this is known as 'assignments'. Terms may vary, so speak with us if this is something you're considering on a current or future investment.

Stamp Duty Land Tax is payable on completion.

Yes, in fact most off-plan purchases are made for future rental. We can manage this process for you, through The Home Cloud.

Reservation to completion can be 12–36 months depending on the build, but this can vary depending on how early you make your purchase.

Most new builds include a 10-year structural warranty plus a defect period, but this varies from development to development.

Yields vary by location and asset type. Typical ranges are provided on a per-development basis.

Working with a specialist such as Source Investments provides access to curated developments and early releases.

Developers provide indicative timelines; we update you consistently, however with matters outside of developer control, these can slip.

Service charges apply; many new builds have peppercorn or zero ground rent but this can vary. We'll make your fees clear from the outset.

Off-plan purchases are typically structured with staged payments, meaning less capital is required upfront compared with buying a completed property. At Source, we work with a trusted network of mortgage brokers, solicitors and advisers experienced in supporting both UK and overseas buyers.

We can support you with:

• Deposits: Usually 10–20% on exchange of contracts, with further staged payments depending on the development.
• Mortgages: Off-plan mortgages are commonly arranged nearer to completion rather than at reservation.
• Specialist finance: Where required, we can introduce options such as bridging or alternative finance through specialist brokers.
• Stamp Duty Land Tax: SDLT is payable on completion, not at reservation or exchange.