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Off-Plan Investments UAE

We specialise in sourcing and securing high-quality off-plan opportunities across Dubai and the wider UAE, supporting investors seeking capital growth and long-term value in tax-efficient markets.

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What does it mean to buy off-plan property?

Buying off-plan means purchasing a property before construction is complete. 

In the UAE, off-plan purchases are common and typically provide early access to new developments, including preferred units, layouts and locations. Investors often benefit from staged payment plans during construction and exposure to potential price growth before completion.

Off-plan property is widely used by investors seeking modern, well-specified homes with strong rental appeal and relatively hands-off ownership once completed.

Our current off-plan developments in the UAE & Dubai

Siniya Island, Umm Al Quwain

A private island community with beachfront living and integrated amenities.

Available now, completing 2028
From AED 1.4m

Discover Siniya Island

Sobha Central, Dubai

A centrally positioned development with direct access on and off the Sheikh Zayed Road.

Available now, completing 2029
From AED 1.4m

Discover Sobha Centre

Sobha Elwood, Dubai

A nature-first, low-density villa community with stunning open space

Available now, completing 2027/28
From AED 9.9m

Discover Sobha Elwood

Binghatti Ghost, Dubai

A regeneration-led development in a well-connected location close to Downtown Dubai.

Available now, completing Q1 2026
From AED 800,000

Discover Binghatti Ghost

Binghatti Vintage, Dubai

Modern apartments in one of Dubai's most in-demand, growth locations

Available now, completing Q1 2027
From AED 675,000

Discover Binghatti Vintage

Several exciting UAE developments not listed here

We're working with UAE developers on a number of properties not listed here - get in touch to find a project aligned to your goals.

Get in touch

Why is buying off-plan in the UAE so attractive for investors?

The UAE, and Dubai in particular, has established itself as a global property market supported by population growth, international demand and ongoing investment in infrastructure and lifestyle-led development.

Price certainty with potential for early capital growth
Securing a property at reservation allows investors to fix the purchase price. In a rising market, values may increase during the construction period.

Strong rental demand
Dubai’s rental market benefits from a large expatriate population, limited long-term housing supply in key areas, and demand for high-quality, modern homes.

Tax-efficient ownership
The UAE offers a favourable tax environment, with no income tax on rental income, no capital gains tax, no stamp duty equivalent, and no inheritance tax.

High-quality new-build stock
Off-plan developments in the UAE are typically delivered to a high specification, often within integrated communities offering amenities that support rental demand and long-term value.

Residency incentives
Property investment of AED 2 million or more qualifies investors for a 10-year UAE Golden Visa, adding a residency benefit alongside the investment case.

7–10%

Net yield

Typical of UAE properties

20%

Low deposits

And flexible payment plans

AED 2m

Golden Visa

Applicable for ten years to investors

Book a Call Now

Tell us about your UAE investment goals and we can source you the perfect off-plan property

Book a Call
Tom Jewell, Founder of Source Investments

Tom Jewell

Founder

Ollie Smith, Managing Director at Source Investments

Ollie Smith

Managing Director

Key off-plan developers in Dubai and the UAE

We work closely with established UAE developers and maintain direct relationships that provide early visibility of launches, cancellations and preferred units.

Sobha Realty
Known for build quality and finish, Sobha focuses on master-planned communities and premium residential developments, particularly in well-connected locations.

Emaar
One of the UAE’s most established developers, responsible for major districts including Downtown Dubai, with a track record of integrated community delivery.

DAMAC
A volume developer delivering large-scale lifestyle communities, often at more accessible price points, with a strong focus on amenities and investor demand.

Binghatti
A high-output developer recognised for distinctive architecture and large residential schemes, often positioned in emerging growth areas.

How do you buy an off-plan property in the UAE?

Reservation. A 2% fee is paid to reserve the property and begin legals. Deposits are typically 20%, the remaining 18% should be sent shortly after to secure the property.

Sales Purchase Agreement.
 The SPA is issued for the buyer to sign to fully secure the property. In Dubai, a 4% DLD fee applies.

Staged Payments.
 Payments are made throughout the construction period in line with the agreed payment plan, which is confirmed at the outset.

Financing.
 Mortgage applications are submitted a few months prior to completion. Working with an experienced broker can help identify suitable options.

Completion.
 On handover, the property can be prepared for rental or personal use.

Additional information about buying off-plan in the UAE and Dubai

How does financing off-plan investments in the UAE work?

Off-plan purchases in the UAE are typically structured around developer-led payment plans rather than traditional mortgage-first financing.

Compared with the UK:

  • Buyers generally commit a higher proportion of the purchase price during construction, often up to 60-80% over the course of the build.
  • Mortgages are more selective and usually limited to approved developers and later build stages.
  • Lending criteria for non-residents can be more conservative, particularly around income assessment and loan-to-value ratios.

At Source, we work with a trusted network of mortgage brokers, solicitors and advisers experienced in supporting both UK-based and international buyers, helping ensure financing is structured clearly and appropriately.

For further insight, see our discussion with Gareth Hume, Co-Founder of Interlife, on UK and UAE property finance:

Is buying off-plan in Dubai safe?

Off-plan purchasing is well established in Dubai, with the majority of new homes sold before completion. Developers are regulated, projects must be registered, and buyer funds are typically held in escrow accounts linked to construction progress.

As with any overseas investment, outcomes depend on project selection, developer quality and process management. Working with a specialist adviser familiar with local regulations, developers and payment structures helps reduce risk and avoid common pitfalls.

Our role is to guide clients from initial selection through to completion, ensuring clarity at each stage.

What are the pros and cons of buying off-plan in Dubai and the wider UAE?

Benefits of buying off-plan property

  • Access to a tax-efficient, internationally demanded property market
  • High-quality new-build homes with strong rental appeal
  • Flexible payment structures and early-stage pricing
  • Lifestyle-led communities that support tenant demand

Potential challenges to be aware of

  • Rental income begins only after completion
  • Exposure to a different legal and regulatory framework
  • Market conditions and regulations can change over time

Why trust Source Investments for buying off-plan in the UAE?

Specialist expertise

We focus on off-plan property and understand the nuances of UAE developments, payment plans and regulatory requirements.

End-to-end support

From sourcing and negotiation through to financing and completion, we manage the entire process.

Trusted network of contacts

We work only with established developers and vetted legal, finance and operational partners on the ground.

Supporting global investors

We regularly advise overseas clients navigating UAE property, finance and ownership structures.

Join 5,000 investors who partner with Source Investments to buy off-plan property with confidence

★★★★★

The entire team turned what could have been a stressful experience into an incredibly smooth and positive journey.

I. Shaikh

★★★★★

Time and again, their professionalism and attentiveness have blown us away.

M. Messolonghitis

★★★★★

Source’s under-promise and over-deliver mentality was a breath of fresh air when speaking to other investment companies to help me grow my portfolio.

G. Strang

Ready to invest in an off-plan property in Dubai / UAE?

020 8895 6128 [email protected]

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