Posts Tagged: buy to let mortgage

Investing retirement cash funds

For those many people who have been lucky enough to have either retired or will soon be retiring with a good value pension there is a dilemma about investing retirement cash funds. Typically, up to a quarter of the overall pension entitlement can be commuted for a tax-free cash sum.  For some this will be used to pay off outstanding… Read more »

Optimistic property prediction

Latest research from Barclays Bank gives an optimistic property prediction of the housing market over the next five years. The bank is predicting that prices across the UK will rise by 6.1 per cent by the end of 2021 – with significantly higher increases in some locations. The research uses factors including rental trends, employment levels… Read more »

House prices to rise by £52,000 by 2021

House Prices to Rise This week saw the release of some interesting predictions of relevance to any potential property investors hesitating about whether to enter the market at the current time.  The Centre for Economic and Business Research (“CEBR”) has surprised some in the industry by predicting that house prices are set to rise with the… Read more »

Generation Rent

Once upon a time the archetypical image of a tenant was a twenty something sharing a flat with his/her friends but it appears that Generation Rent now includes a significantly older profile. The recently published English Housing Survey has found that out of a total rental population of 4.53million households there are now 1.038million in… Read more »

Harder Buy to let lending rules

New buy to let lending restrictions The government this week handed new powers to the Bank of England to regulate mortgage lending in the buy to let sector effectively ensuring harder buy to let lending rules. Because of the new powers the Bank’s financial policy committee, the guardians of financial stability, will now be able… Read more »

Landlords Investing in Travel

Why for Landlords Investing in travel makes sense. There is strong evidence that landlords investing in travel routes are seeing higher than average growth in both rental income and capital growth. The Crossrail experience bears this out with property prices booming along the route and tenants already queuing to get on board even though services… Read more »

Crossrail 2 Property Hot Spots

In this, our third article, we look at further Crossrail 2 Property Hot Spots (our previous two articles can be found at https://sourceinvestments.com/insights/) Background The first Crossrail route (now known as the Elizabeth Line) which is due for completion in just a couple of years, has had a profound impact on property prices having already added… Read more »

Crossrail 2 an investment opportunity?

What is Crossrail 2? Crossrail 2 is a new proposed north-south rail line connecting existing National Rail networks in Surrey and Hertfordshire, with trains running through new tunnels beneath central London. There will be a 30-trains-per-hour service between Wimbledon in the South West and Tottenham Hale and New Southgate in the North East, with additional… Read more »

Government puts emphasis on rental sector

Government moves emphasis to rental sector Speaking at this week’s RESI conference Gavin Barwell, the new housing minister, has used his first major speech to shift Government policy away from what has been an almost single focus on home ownership and open up more investment into the rental sector. He also indicated that the Government… Read more »