Property Investment – Where to Start

Property Investment – Where to Start

Are you considering building a property investment portfolio but are not sure where to start?  Read on –  this will help you make the best possible start.

What we do

Source Property Investments specialise in finding and managing prime residential buy to let property in the UK.

We find clients the best off-market developments for long-term capital growth and rental return. We narrow down hundreds of developments across the UK to the one unit that’s right for your level of capital and investment objectives.

We are trusted by investors all over the world to find, let & manage their UK property investments, giving them a hassle-free end to end service.

Who we are

Our team have expertise in every aspect of finding, letting and managing investment property in the UK.

Our investment philosophy is based on three things;

First in line – being at the front of the queue when it comes to new hotspots and developments. Through our market research and close relationship with developers we ensure that our clients get the earliest access to new emerging investment areas and landmark developments which secure the best investments.

Honest – we have a transparent, straight talking approach and will only recommend those investments that we would invest in ourselves. Our trustworthy reputation with clients all over the world has been built upon this upfront and realistic approach to what’s achievable for each individual investor.  The service we provide is personal to you.

Hassle free – we make investing as hassle free as possible for our clients. Some like to get more involved than others however, whether you are hands on or hands-off we offer a property investment service that maximises your returns from start to finish.

Planning

As every property investor is different we avoid one size fits all solutions but rather we work out the individual plan which best suits each person’s circumstance to cover the following;

Tax

Identify the short and long term tax implications

Minimise the tax, you pay

Determine the purchase structure that best meets your personal taxation situation

identify the tax liability on exiting the investment

Explain what is tax deductible on rental income

Finance

Identify what capital is available and any re-financing options to increase this amount

Review how the investment can best be financed – if through a buy to let mortgage identify the size of deposit required.

Compare the criteria and processes of different lenders to find the best amount and terms of loan available.

Identify the tax implications on the different options for financing the investment

Agree a budget and timescale for finances.

investment brief

Explore your motivation for the investment.

Establish the length of time that you want to hold the investment

Review which Key Investment Areas work best for your budget and objectives

Identify any sourcing constraints from lenders/banks

Prepare and agree a briefing document ready to begin the sourcing phase.

Sourcing

One of the key decisions is to determine which region works best for your budget and objectives. Based on your criteria we will identify the choices available and recommend the area that works best for you.  Within that area, we will identify the town or city that best fits your budget and objectives and where we will concentrate our search.

Development

Within the agreed Town/City we identify the best development options, both on and off-market, from our network of agent/developer contacts and decide which of those options is right for you taking account of location, quality, available units, service charges, aspect, on-site amenities, time off-plan, price, layout etc.

Within that development, we then identify the best unit by analysing asking price versus aspect and layouts to ensure the best yield and balance of capital growth is achieved.

Finally, we negotiate the best price for securing the purchase.

Financials

Having identified a property, we provide comprehensive financial illustrations that outline the cash flow, purchase fees, mortgage rates, yields and projected capital growth forecasts.

Get in touch

Get in touch now for a free, no obligation consultation.

Property investment may not be the right step for you at this time and if it isn’t we will say so, but if it is we are confident that you will get the best possible start so contact us at https://sourceinvestments.com/contact/